About Us
The Bay Cities Joint Powers Insurance Authority (Bay Cities, BCJPIA) is a group of agencies with a long-standing history of providing the best service to its members across a variety of industries.
Our History
Bay Cities was founded in 1986 by local public agencies seeking a smarter, more collaborative approach to managing risk. What began as a shared effort to reduce losses and control costs has grown into a trusted risk pooling organization serving cities, towns, public safety agencies, and other public entities throughout the Bay Area.
Today, Bay Cities supports a diverse membership of cities, towns, police, and fire authorities with comprehensive coverage, proactive risk management programs, and responsive member services. Our focus remains the same as it was on day one: helping public agencies operate with confidence while protecting the communities they serve.
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Established in 1986
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Serving 21 public agencies across the Bay Area
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Member-owned and governed by public entities
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Built on collaboration, prevention, and long-term stability
Trusted. Accredited. Proven.
Bay Cities meets rigorous industry standards for public entity risk pools.
Ready to Learn More?
Join a community built specifically for public agencies like yours.
Explore membership, programs, and resources to see how Bay Cities can support your agency today.