BCJPIA provides workers' compensation coverage for its Members in excess of the Members' retained limit, or Self-Insured Rentention (SIR), up to $1,000,000 per occurrence. Each member retains the portion of every loss that falls within their SIR, ranging from $150,000 to $500,000. BCJPIA is also a member of the Local Agency Workers' Compensation Excess Joint Powers Authority (LAWCX), a risk sharing joint powers authority. When losses exceed the $1,000,000 per occurrence limit, LAWCX will provide coverage up to Statutory limit. The graph below outlines the various levels of coverage currently obtainable through BCJPIA's Workers' Compensation Program.