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 Ancillary Products

Currently, BCJPIA acquires, or facilitates the acquisition of, the following ancillary products and coverages:

Employee Fidelity Bond

BCJPIA obtains, on a group-purchased basis, up to $1,000,000 primary coverage and up to $2,000,000 in excess commercial crime coverage. Commercial crime bond insurance provides coverage for loss of money, securities, and other tangible property with intrinsic value resulting from employee dishonesty. This includes losses resulting from the failure of any employee to faithfully perform duties as prescribed by law.

Marina Operator's Liability

BCJPIA obtains, on a group purchased basis, primary and excess Marina Operators Legal Liability, Protection & Indemnity, and Hull & Machinery insurance.


Earthquake and Individual Flood insurance are available through BCJPIA's membership in the Alliant Property Insurance Program (APIP). This is a pass-through program whereby the participating Members can obtain the benefits of group coverage without having to share its risks with the other outside members of PEPIP. To access a handbook for the San Francisco Bay Region regarding earthquake preparedness, click here.

Please login to the Members Only section to obtain the current policies for the Crime and Marina programs.